Founders of the Bank
Why Choose KDCUB?
Competitive Interest Rates
Democratically elected board
Faster Loan Processing
Conveniently Located at Karanthai
Secure & Reliable Banking
Personal Customer Service
Services
We offer safe and reliable Deposit Schemes under trusted Cooperative Bank regulations. Our Savings Account, Fixed Deposit, and Recurring Deposit options provide secure returns and flexible solutions for both short-term and long-term financial goals, following RBI and RCS guidelines for safe and transparent Cooperative Banking. As one of the trusted banks in Thanjavur, our cooperative institution provides secure deposit schemes and reliable banking services for individuals, families, and businesses in the region. Our Cooperative institution also offers Bank Loans such as Property Loan, Mortgage Loan, Gold Loan, and Jewel Loan, and supports development initiatives related to NABARD, TAMCO, TABCEDCO, and ICM to strengthen the cooperative banking sector.Additionally, we provide secure banking solutions, community financial support, and local banking assistance to help customers achieve better financial stability and economic growth.
Gold Loan
• Loan Amount: ₹7,000 per gram
• No processing charges
• Interest Rate: 9.5 % p.a.
Mortgage Loan
• Interest Rate: 10% p.a.
• Maximum Amount: Up to ₹15,00,000
House Construction Loan
• Interest Rate: 10% p.a.
• Maximum Amount: Up to ₹30,00,000
Business Loans - TABCEDC
Eligibility:
• BC / MBC Community
• Own business / willingness to start own business
• Interest Rate: 6% – 8% p.a.
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